We're kinda special - here, let's get specific, say you go to a coffee shop and want to use your Inspired Card to pay. When you swipe or insert your Inspired Card in a chip reader, Inspired uses funds from your linked funding card account to pay the merchant.  We’ll handle the transaction; all you have to do is enjoy your coffee.  ☕

A return would work in a similar process...if you purchase something then return it to the merchant for a refund, Inspired will credit your linked funding card account with the refunded amount.  So no worries if you changed your mind on that impulse purchase, as long as you follow the merchant's return policy you're all set!  👍



The Inspired Debit Mastercard® is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.  Certain terms and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement. If you have any questions regarding the Card or such terms and conditions, you can contact us toll-free at 1-800-205-9347. If live agents are unavailable, you will be able to receive most account information by following the automated prompts, or by logging into your account on the Inspired mobile app.

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