CBKC is certified as a CDFI, a designation for mission-focused institutions that serve economically distressed urban and rural areas historically overlooked by the traditional banking industry. As a CDFI since 1998, CBKC has a commitment to:

  • Building wealth in communities by investing in areas underserved by the traditional banking sector.
  • Providing affordable and accessible financial services to low- and moderate income consumers.
  • Supporting financial literacy so low-and moderate income consumers make informed decisions about financial products. 

The FDIC has rated CBKC “Outstanding” for compliance with the Community Reinvestment Act, a rating enjoyed by fewer than 5% of the nation’s 6,800+ banks.


The Inspired Debit Mastercard® is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.  Certain terms and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement. If you have any questions regarding the Card or such terms and conditions, you can contact us toll-free at 1-800-205-9347. If live agents are unavailable, you will be able to receive most account information by following the automated prompts, or by logging into your account on the Inspired mobile app. Contact Central Bank of Kansas City directly.

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