When you use a payment card (Inspired Card included) for pay at the pump transactions there is an amount that is "pre-authorized" and then released when the final amount of your transaction is known. Gas station pre-authorizations range from $50-$150...even for smaller transactions. đŸ˜”

If you check your transaction list in your Inspired app, you’ll see that it’s showing in real-time with your final amount. It just takes a bit longer to fully process with the bank of your linked funding card. Once the actual purchase amount is processed, the pre-authorized hold amount will be released and you'll see the actual amount of your gas purchase on your bank listing too.  The funds subject to the hold will not be available until the transaction has fully completed or until after the hold expires - typically no later than seven days for most merchant transactions.  (It's usually complete in a day or so!)

Paying inside for gas does not require the same pre-authorization from the gas station, so that's always a good option to avoid the temporary hold of funds!! Â đŸ™Œ

If you have any questions or would like additional info please reach out to our support team via the chat in the lower right of your screen, via email at support@inspired.com or call 800-205-9347.


The Inspired Debit Mastercard® is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.  Certain terms and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement. If you have any questions regarding the Card or such terms and conditions, you can contact us toll-free at 1-800-205-9347. If live agents are unavailable, you will be able to receive most account information by following the automated prompts, or by logging into your account on the Inspired mobile app.

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